The Company

Bringing microinsurance to scale.

Our microinsurance unit is helping design and implement innovative risk transfer solutions to build the resilience of low-income communities worldwide.

Guy Carpenter expects the microinsurance sector to double in this decade, serving a billion people by 2020. We are uniquely positioned to provide the expertise that the microinsurance market needs to grow and produce significant social returns for public entities – and financial returns for the (re)insurance industry.

Designing, developing and deploying innovative and inclusive risk transfer solutions that operate at scale. Guy Carpenter is committed to serving as the portal to the global risk and reinsurance marketplace for organizations serving low-income communities worldwide. By working intimately with a variety of public sector clients – including development banks, public entities and non-governmental organizations – GC Micro Risk Solutions® has developed a suite of products and services tailored to address social risk management problems in a commercially sustainable fashion.  GC Analytics® applies the world’s most advanced catastrophe models and actuarial techniques to price and support placement of such risk through our global broker network.

Tailored risk management solutions for MFI clients include traditional quota share and excess of loss reinsurance as well as bespoke parametric risk transfer structures.

An innovative, collaborative solution to longstanding challenges.

Guy Carpenter is facilitating the development of an industry-owned Microinsurance Facility intended to create a market for insuring the underserved. Four leading insurers have pledged financial and human capital to develop the market and help provide solutions to longstanding barriers: scale, distribution, pricing without data, education, and social impact measurement. The collaborative business model is replicable across countries and, in fact, could be used to provide solutions to other industry-wide public policy issues.

Guy Carpenter's role in microinsurance

  • APPLY GLOBAL EXPERTISE TO SOLVE LOCAL PROBLEMS
  • MARKET BUILDING
  • RISK FINANCING STRATEGY DEVELOPMENT
  • IMPROVE STABILITY AND SUSTAINABILITY OF MICROINSURANCE OPERATIONS
  • DEVELOP AND DEPLOY NEW PRODUCTS

GC Micro Risk Solutions®

  • Data collection and analysis
  • Coverage design
  • Marketing and negotiation
  • Account servicing

Contact

Joan Lamm-Tennant
Global Chief Economist
P: +1.917.937.3103
E: Joan.Lamm-Tennant

Alex Bernhardt
Senior Vice President and Head of GC Micro Risk Solutions
P: +1.206.621.2924
E: Alex.Bernhardt

GC Micro Risk Solutions®

  • Data collection and analysis
  • Coverage design
  • Marketing and negotiation
  • Account servicing

Contact

Joan Lamm-Tennant
Global Chief Economist
P: +1.917.937.3103
E: Joan.Lamm-Tennant

Alex Bernhardt
Senior Vice President and Head of GC Micro Risk Solutions
P: +1.206.621.2924
E: Alex.Bernhardt