Life, Accident & Health Specialty

Life, Accident & Health Specialty - Guy Carpenter

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The Life, Accident & Health (LAH) Specialty provides seasoned counsel on a full spectrum of programs, including accident, life, disability, medical, and annuity business lines. Responding to the unique needs of each client, we draw on the deep experience of our global practice with specialists from a wide array of disciplines. These extensive resources enable us to help clients maintain robust risk-taking capacity, enhance capital and surplus, and meet other strategic objectives.

The LAH Specialty provides counsel and places reinsurance treaty and facultative programs spanning:

Traditional group life
Traditional individual life
Traditional accident
Personal accident/life catastrophe
Fully insured medical
Medical stop loss
Terrorism-specific cover
Long- and short-term disability
Long-term care
Critical illness products
Longevity risk
Pandemic risk
Deferred Annuities

Guy Carpenter's extensive modeling and analytic capabilities support clients in making well-informed decisions in both day-to-day underwriting and overall portfolio management. To this end, we employ a comprehensive set of analytical tools, ranging from best-in-class third-party vendor models, to our own proprietary tools and platforms specifically developed for our clients. With these tools, we help clients answer critical questions, such as:

What is my exposure to a terror event in NYC or Canary Wharf?
How can I understand potential losses for my personal accident business without location-specific data?
In the event of a catastrophe, what could my losses realistically be?
How much capital do I need to manage a 1 in 100 year loss pandemic loss?
Which reinsurance program optimizes my profits against risk-adjusted capital?
How would adding a particular new group client affect my risk concentrations along the San Andreas fault?

Read our group's latest thinking on the GC Capital Ideas business intelligence site.

H1N1 Cases up, Lethality Down through June 2009
David Rains, FSA, MAAA, Managing Director and Practice Leader, Life, Accident & Health Specialty

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David Rains, FSA, MAAA, Managing Director and Practice Leader, Life, Accident & Health Specialty

For more information, please contact the
Life, Accident & Health Specialty or any one of the specialists below.

David Rains

Managing Director
Life, Accident & Health Specialty Leader
Philadelphia

+1.215.864.3600

David.A.Rains@guycarp.com

Dean Kidd

Managing Director
Americas
New York

+1.917.937.3367

Dean.Kidd@guycarp.com

Shaun Scade

Managing Director
Non-Americas
London

+44.20.7357.2398

Shaun.Scade@guycarp.com