| The Accident & Health Specialty addresses various lines of business, including group life, individual life on a catastrophe basis, AD&D, managed care, medical stop loss, long- and short-term disability, dental, vision, kidnap and ransom, long-term care and critical illness. In addition to placing medical and life/personal accident treaties, we provide facultative and War Risk support.
We utilize market-leading and often proprietary risk management tools to better understand our clients' exposures so they can make more informed underwriting and portfolio management decisions. Accumulation mapping and urban accumulation analysis identify the known accumulations that may exist for a book of business. Our award-winning CASUS model is the industry's first and only model for analyzing unknown accumulations in group life, accident and health insurance portfolios. CASUS allows clients to gain an even deeper understanding of their potential vulnerabilities and to make more informed risk management decisions regarding their books of business. In addition to our accumulation and mapping tools, MetaRisk® enables our clients to assess risk and numerous reinsurance options quickly and accurately, and helps quantify the tradeoffs between various forms of risk mitigation.
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