Reinsurance Broking

GC Facultative Insurance (GC FAC®)

Guy Carpenter places more than $1.6 billion in facultative reinsurance, tapping global markets to find you the most comprehensive and competitive terms. We are the industry leader in automatic and semiautomatic programs that address your individual risks with precision–while keeping operating tempos high and costs low.

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Simplifying Reinsurance for the Most Complex Risks

Automatic and semiautomatic reinsurance structures for property and casualty help you make the most of opportunities, improve capital management and advance underwriting strategies. These programs deliver more cost-effective risk transfer solutions than some treaty risk transfer products, while providing additional limits and/or modifying attachment points. They integrate seamless and efficient reinsurance risk cessions, accounting and processing functions. You are able to carve out a segment of exposure to enhance treaty placement: an Auto Carve Out, for example, or unique property risks which fall out of reinsurance treaty parameters or present an otherwise outlying risk to your portfolio.

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Sophisticated Solutions

In addition to market access, you benefit from deeply specialized expertise in virtually every area of insurable risk: from trucks in Indonesia to petroleum facilities in Latin America or a fleet of leased aircraft. Whatever your reinsurance challenge, GC FAC® can provide the sophistication you need with the simplicity of monthly reporting.

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Efficient, Streamlined Transactions

In the US, Guy Carpenter's facultative reinsurance platform, GC FacExchange, helps insurers transfer exceptional individual risks on a same- or next-day basis, with industry-leading efficiency. Most risks can now be ceded to a standing facility, bound within 48 hours and reported in a monthly bordereau: one call, one report, one bill and one-stop claims tracking. Guy Carpenter aggregates and analyzes all of your data, affording you with reinsurance rate analysis, reinsurer limits profiles and claims reconciliation.

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Why Choose Facultative Reinsurance?

Facultative offers you the freedom and flexibility to cede risk based on your overall risk management strategies. Here are just some of the other reasons our clients choose facultative reinsurance solutions:

  • Unfamiliar class of business
  • Unfamiliar geography
  • Exceptional hazard
  • Need for additional limits
  • Looking for better pricing

Benefits of Partnering with Guy Carpenter

  • Binding Authorities

    We provide access to proportional and non-proportional facilities and lineslips encompassing accident and health products, special contingencies and contingency products.
  • Captive Reinsurance

    Our global expertise helps you succeed with Alternative Risk Transfer, Association/Group Captive, Single Parent Models and other platforms.
  • Wholesale Broking

    As a fully licensed wholesale broker, GC FAC® develops innovative risk transfer solutions utilizing the Excess and Surplus Lines marketplace.
  • Program Manager and Managing General Agency Solutions

    We bring new program opportunities to existing treaty clients and prospects, and assist in developing carrier/program relationships.
  • Product Line Expertise

    GC FAC® draws on the industry’s most respected experts in off-shore, financial lines, construction, sports liability, marine, aviation, agriculture, life and health, and other specialized disciplines to create more value. Our model is focused around speed, superior relationships and expertise.

GC FAC® Solutions Overview

  • Energy

    On-shore | Off-shore | Terrorism | Renewable | Utilities

  • Car/Ear

    Advance loss of profits | Civil works | Construction liability | Contractors plant & equipment | Engineering | Terrorism

  • Property

    Commercial property | Heavy & process industry | Infrastructure | Municipalities | Terrorism

  • Casualty

    General liability | Product liability | Product recall | Terrorism

  • Specialty

    Agriculture | Bloodstock | Contingency | Directors & officers | Financial & commercial crime | Medical malpractice | Personal accident | Professional indemnity

  • Marine

    Aquaculture | Cargo | Fine arts | Hull | Liability | P & I

  • Our dedicated team includes more than 300 professionals in 32 offices on 6 continents, collaborating to bring you the most comprehensive, competitive facultative reinsurance terms.

Powering Your Business With Insights

  • Segments

    Offering you specialized expertise that focuses market knowledge, product innovation and analytics on your unique challenges—to provide you with an enduring competitive advantage.
  • Risks

    Bringing together an unparalleled depth and breadth of capabilities and experience to turn your risks into profit and sustained growth.
  • Reinsurance Broking

    Tailoring your solutions to effectively and efficiently match the right capital with your evolving risk profile.