Chart: Guy Carpenter U.S. Property Catastrophe Rate On Line (ROL) Index – 1990 to 2021 

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The Guy Carpenter U.S. Property Catastrophe Rate on Line Index increased by six percent for January 2021 through July 2021 renewals – approximately half of the increase experienced over the same period in 2020.

The index is a measure of the change in dollars paid for coverage on a consistent program basis and reflects the pricing impact of a growing (or shrinking) exposure base, evolving methods of measuring risk and changes in buying habits, as well as changes in market conditions. 

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