Chart: Guy Carpenter Continental Europe Property Catastrophe Rate on Line Index, 2000-2023

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The Guy Carpenter Continental Europe Rate on Line (ROL) Index increased approximately 30%, reflecting significant risk-adjusted price change and attachment point modifications.

  • This was the 4th consecutive year of increase, with the last 2 years generating a 60% increase.

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The Guy Carpenter ROL index is a measure of the change in dollars paid for coverage year on year on a consistent program base. The index reflects the pricing impact of a growing (or shrinking) exposure base, evolving methods of measuring risk and changes in buying habits, as well as changes in market conditions. Unlike risk-adjusted measurements, the index is not dependent on the model or method used to measure the amount of perceived risk in a program, which can vary widely.