GC Cat Studio
GC Cat Studio has been designed to help you make better risk-informed decisions with a suite of easily accessible catastrophe resources for everything from modeling to model intelligence to impact scores.
Global Analytics & Advisory
Analytics & Advisory Products
Pricing and Risk Selection
Pricing and Risk Selection enables clients to price and underwrite catastrophe-exposed business in real time. It provides hazard insights, local accumulation details, catastrophe-modeled loss metrics, and the expert advice to implement an effective pricing strategy
Catastrophe Risk Assessment
Catastrophe Risk Assessment capabilities help companies make better risk-informed decisions through model analysis and expert advice on using catastrophe models effectively
Portfolio Management and Optimization
Portfolio Management and Optimization capabilities have been designed to help companies plan, view, calibrate, and set strategy.
Risk Transfer Solutions
Risk Transfer Solutions provide proprietary structuring and placement services, and customized coverage solutions based on GC proprietary methodology and internal expertise.
Enterprise Advisory
Enterprise Advisory provides expertise and solutions to advise clients on catastrophe impact to capital, ratings, risk tolerance, and benchmarking.
Event Response
Event Response capabilities couple real-time events with in-force policy data to quickly identify and manage at-risk exposures globally.
Pricing and Risk Selection
A suite of Pricing and Risk Selection capabilities enable clients to price and underwrite catastrophe-exposed business in real-time on a point-of-sale basis.
- Accumulation Analysis
- Data Augmentation
- Hazard Analysis
- GCAT Risk Ratings
- Model Loss Analysis
- Rate Making
Accumulation Analysis
Analyze local exposure concentrations within the in-force portfolio near a prospective risk within a specified buffer distance.
Data Augmentation
Enhance the breadth and quality of your exposure data quality to more accurately quantify portfolio and policy risks.
Hazard Analysis
Access to 100+ hazard layers. Results return a standardized risk level and message for easy action and interpretation.
GCAT Risk Ratings
Evaluate location risk levels based on Guy Carpenter’s (GC’s) proprietary Risk Assessment solutions leveraging GCAT Risk scores can be tailored based on location primary risk characteristics.
Model Loss Analysis
Access to multiple catastrophe-modeled loss metrics from multiple vendors and perils. We are fully integrated with RMS' location intelligence product.
Rate Making
Weave catastrophe modeling results, risk characteristics, and policy terms together using cutting-edge predictive modeling techniques to develop actuarially sound rates.
Catastrophe Risk Assessment
Catastrophe Risk Assessment capabilities help companies make better risk-informed decisions through model analysis and expert advice on using catastrophe models effectively.
- GCAT Models
- Vendor Model Blending and Adjustments
- GC Model Suitability Analysis (MSA)®
- Climate Change Toolkit
GCAT Models
Providing clients a view of risk that is custom-developed by GC’s industry-leading peril and modeling expertise. Proprietary models developed across several perils including terrorism, earthquake, flood, hail, wind, and severe convective storms.
Vendor Model Blending and Adjustments
Our Catastrophe Modeling processes incorporate global vendor model analyses.
GC Model Suitability Analysis (MSA)®
Our GC MSA enables quantification of model performance via three main types of inquiries – sensitivity testing, loss validation and scientific benchmarking, and bespoke modeling.
Climate Change Toolkit
Provides a rigorous, systematic assessment of the many available cat models, helping users formulate their view of catastrophe risk and climate change adjustments, complete with documentation for communication to stakeholders.
Portfolio Management and Optimization
GC’s Portfolio Management and Optimization capabilities have been designed to help companies plan, view, calibrate, and set strategy.
- Growth Advisory
- Portfolio Advisory
- Reinsurance Cost Allocation
Growth Advisory
Our goal is to help companies achieve the optimal portfolio mix, establish a better underwriting discipline, and grow profitability by evaluating key value drivers within their portfolio with GC AdvantagePoint® serving as a portfolio insights and management tool.
Portfolio Advisory
Analyze portfolio changes, assess hazard exposure, evaluate impacts on key accumulations, and identify primary drivers of modeled loss.
Reinsurance Cost Allocation
Distribute the reinsurance costs related to catastrophe risk exposure across portfolio segments or policies, ensuring that these expenses are correctly assigned to the appropriate areas.
Risk Transfer Solutions
Proprietary structuring and placement services provide customized coverage solutions based on GC proprietary methodology and internal expertise.
- Reinsurance Optimization
- Parametric Solutions/ILWs
- Cat Bonds/ILS
- Market Intelligence
- Client Advocacy
Reinsurance Optimization
GC leverages advanced technology and market expertise to optimize a reinsurance program around clients' capital, growth a volatility goals.
Parametric Solutions/ILWs
Proprietary structuring and placement services provide customized coverage solutions based on real-time global meteorological and satellite data using high-resolution models.
Cat Bonds/ILS
Compliment excess of loss traditional placements with Cat bonds to optimize programs by leveraging across both the traditional reinsurance and capital markets.
Market Intelligence
React rapidly to changing market conditions and capacity as experts across GC continuously evaluate market trends – building those trends into products, solutions and advice to our clients.
Client Advocacy
Our advanced analytics and solutions enable GC to provide the expertise needed to advocate for our clients across regulatory agencies and reinsurers.
Enterprise Advisory
GC’s Enterprise Solutions provide expertise and solutions to advise clients on catastrophe impact to capital, ratings, risk tolerance and benchmarking.
- Capital Advisory
- Rating Agency and Regulatory Support
- ERM and Risk Tolerance Advisory
- Industry Benchmarking
Capital Advisory
We offer deterministic capital models designed to support traditional capital management and financial planning to use for multi-year projections, scenario and stress testing, comprehensive risk assessments and more.
Rating Agency and Regulatory Support
Proactive management of your rating goals and support in responding to data calls and questionnaires, while enhancing the dialogue and relationship with rating agencies.
ERM and Risk Tolerance Advisory
Drawing on our deep knowledge and experience, we assist with designing and reviewing risk appetite and tolerance statements, which are effectively the company’s self-identified speed limits.
Industry Benchmarking
Provides benchmarking analyses based on industry trends and peers.
Event Response
GC’s Event Response capabilities couple real-time events with in-force policy data to quickly identify and manage at-risk exposures globally.
- CAT Resource Center
- Live Event Monitoring
- Live and Post Event Insights
- Market Impact and Insights
CAT Resource Center
Publishes public-facing communications on active events as they are happening - providing clients what they need to know when they need to know it.
Live Event Monitoring
Receive portfolio specific alerts for events as they are happening globally. Customize alerts based on the overlap of portfolio data with event severity bands and set client risk thresholds.
Live and Post Event Insights
Our approach helps companies optimize their catastrophe response, assess possible portfolio impact and support the claims process –transforming data into actionable insights.